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The Al Khidmat Foundation is a distinctive loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to assist those in need. Unlike conventional banks, Al Khidmat prioritizes social welfare over profit. They provide loans for a variety of purposes, including business, education, and healthcare, without any hidden charges or processing fees. Applications can be submitted both online and in person at local branches, fostering a community-oriented approach. Al Khidmat’s mission is to alleviate poverty by delivering accessible, transparent, and cost-free financial support.
The Al Khidmat Foundation offers personal loans of up to Rs. 2.5 million, with the maximum amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, applicants must be between the ages of 24 and 60. You can check your loan status through the Al Khidmat Foundation website or by sending a “Hi” on WhatsApp. According to recent updates from the Al Khidmat Foundation, any Pakistani citizen with a valid National Identity Card (CNIC) can apply. You can visit a nearby Al Khidmat branch, call the loan helpline, or apply via the official website. To start your application, dial from your prepaid number.
The Al Khidmat Foundation offers car loans with interest rates beginning at just 1% per annum. With up to 100% on-road financing, they simplify the process of purchasing your dream car. The Al Khidmat Foundation provides flexible loan tenures, enabling you to choose a repayment period that fits your financial needs. The application process is straightforward, requiring minimal documentation and ensuring quick loan disbursement. Additionally, Al Khidmat offers pre-approved car loans for both new and used vehicles, allowing you to effortlessly drive away in your ideal car.
The Al Khidmat Foundation in Pakistan provides home loans for purchasing, constructing, or renovating residential properties. If you need quick financial assistance, the Al Khidmat Home Loan features a smooth application process, guaranteeing you receive the funds you require promptly. This service is ideal for anyone urgently seeking a loan in Pakistan. The Al Khidmat Foundation offers a straightforward application process that ensures rapid disbursal of funds, whether for buying a new home or undertaking renovations.
The Al Khidmat Foundation provides wedding loans intended to cover all your wedding-related expenses, helping to make your special day exactly as you envisioned. You can borrow between PKR 5 lakh and PKR 60 lakh, with flexible repayment terms ranging from 10 to 36 months. These loans are unsecured, so no collateral is needed, and you can benefit from fast disbursal—often within 24 hours for existing customers.
Applying for a business loan is straightforward and can be completed entirely online from your office. Al Khidmat business loans are tailored to quickly address short-term financial needs, usually receiving approval within hours and requiring minimal documentation.
At Al Khidmat Foundation, our mission is to offer interest-free financial support to those in need, fostering economic empowerment and social justice. We strive to build a more equitable society by helping individuals and families achieve their dreams, ensuring that everyone has access to opportunities that can transform their lives for the better.
Al Khidmat (Registration Number C777982) is a non-profit organization which was registered in 2003 under Pakistan’s Societies Registration Act XXI of 1860. Al Khidmat is an approved NGO by Pakistan’s Federal Board of Revenue.
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